Travel Insurance

I hate the concept of health insurance, partly because of the lovely socialised medicine which I'm accustomed to and especially because of our current lack of income.  For the majority of the time that I have lived in the States, I have gone without.  I put it off and put it off and put it off.  I didn't even let myself think about it the first year we were here.

It seems like the world has conspired against me this week because I could not say No anymore.  My neighbour from China came home from her trip to the grand canyon with a hairline fracture in her ankle.  She had to be airlifted out of that massive canyon.  I read an article where a lady had her baby prematurely in Canada and her and her husband are now faced with a one million dollar bill - they are not from Canada.  I do not know the state of their respective insurance coverage but we want to go to the Grand Canyon this summer and I have none.  No baby on the horizon, in case you were wondering.  Big news on the radio this week is about the bill in congress deciding whether or not it is legal to force people to have insurance.  I am going to keep quiet about my opinion on that one but every time the news comes on, once an hour, I found myself thinking I need to get health insurance.  I had a small infection last week.  Luckily, it didn't get out of control, but if it had, how much would it cost to visit a doctor?  How much would antibiotics cost?  I shudder to think about it.  

The insurance I eventually went with is a travel insurance. It's pretty basic, though I couldn't get the most basic because it's from NZ, I've already left NZ, and they just don't offer it to people like us.  I figure if I get really sick, we'll probably head home, but in the case of an emergency, I have something. 

I have a friend from Texas whom I love dearly.  Her plan is to hightail it to Thailand where medical expenses are phenomenally cheap.  Here's prayin' for our health.